Friday, June 21, 2013

Watch Out For Central Business Funding

Note: I have all of the documentation to back up everything I say in this blog. I am known as a very straight-forward, no bullshit bitch with a serious hate on for criminals and liars. I don't back down when bullied or threatened. I get angry and go after the intimidating entity with a vengeance because I know I am right and I refuse to be bullied into submission so some sleazebag crook can continue to rip people off and hurt them. I am not known for fabricating the truth. I tell it like it is and leave the lies up to the people I am blowing out of the water.

Warning: www.centralbusinessfunding.com
Located in Las Vegas NV. They make you sign their digital agreements on unsecured webpages that show your Social to the entire world. They read what they need to read before coercing you into signing the agreements. Each time they call you it costs you more and more money. On top of that they make you agree to giving them 2-5% of the loan they secure for you. They call it their satisfaction fee. If you do business with this company be prepared to be screwed out of your money if you clue in to the rip off after the third day. They make all kinds of claims to screw you over if you try to back out of their lending services.
I called my lawyer on them after the owner called me with the obvious intent to bully me into backing off. All he did was anger me at which time I forwarded him to my fax machine. I was busy with another call when I heard Trevor and his intimidating tone of voice. I don't respond to assholes. He got forwarded to my fax machine as punishment for arrogantly assuming I could be bullied into backing off. Then this narcissist has the audacity to email me and call me unprofessional and immature as if his behavior was any different.

I was told by a retired FBI agent, 4 lawyers a bank manager and the director of my local small business development center that I have been scammed by Central Business Funding. It is illegal to take payment in advance of securing a loan. Central Business Funding takes thousands in advance under the guise of financial services. After doing the math I realized that Central Business Funding would be taking $6,500 of my $15,000 loan after they secured it for me. That leaves me with $8,500 of the $10,000 I need to start my business. Leaving me to borrow more. This is where I decided to cancel the credit card they had on file and back out of the services. I filed a report with the Federal Trade Commission, The FBI and called a lawyer. I emailed the proof of my complaint to Central Business Funding. Trevor had Audra email me a $1,500 settlement agreement that was nothing more than a gag order forcing me to rescind my complaints against them and stop the investigations. Sounds suspicious to me. I discovered that CBF have their ass covered from past experience.They misrepresent their services and they get away with it.Ripoff report.com has all kinds of dissatisfied victims of this so called company. Trevor likes to rebut the complaints by attacking the integrity of his victims and making them appear unreliable and mentally unbalanced. What kind of professional does this? Now that he has crossed me and found out I cannot be bullied he has cleaned up his trail of unhappy customers so they would rescind their complaints on Ripoff report.com. This after I called the FBI and FTC on him. My situation is still unresolved. I assume Trevor's victims turned happy campers signed a gag order that forced them to rescind their complaints on this website in order to get their money back. What legit company does all of this?

Below is the conversation between Trevor and I after I realized I was screwed and my only choice was to continue doing business with them or eat the $1,749 they took from me and chalk it up to a very expensive lesson to never trust anyone I do not know ever again. The entire situation has taken a seriuos emotional toll on me.

Then we are at a standoff once again and the only way to resolve this issue if for you to return the $1,500 you cannot provide services for. I am not here to fight and argue. Frankly I fed up with this entire situation.

[Quoted text hidden]

--------------------------------------------End Conversation -------------------------------------------------------
To date my situation is not resolved and I see no resolution to it. If Trevor has nothing to hide and he is what he says he is why did he refuse to sign a new agreement drawn up by my lawyer that will protect my interests as well as his? My lawyer told me that CBF writes their own agreements because the terminology is not from a real lawyer and the conditions I agreed to are vague. A genuine legal agreement would be clear and concise. CBF contracts are not. How much do you want to bet his next reply will be to inform me that I am not getting my $1,500 back and it's all my fault? I am at my wits end with this entire situation. Filing a complaint with the FBI and the Federal Trade Commission then calling my lawyer was enough to force Trevor to clean up his trail of victims. I see on Rip off report that two of his victims have rescinded their complaints with one of them taking a 50% loss on her investment ( for lack of a better term) Oddly enough, that same person who got her reputation and her sanity trashed in Trevor's rebuttal which I see is now missing from Rip Off Report who claims they don't delete anything. If you Click here you can read my copy of their settlement agreement that was emailed to me. I refused to sign it so now I am getting screwed out of the entire $1,749 because smooth talking Trevor knows how to play the victim card like a true sociopath. He told my lawyer that he offered this settlement to me but I refused it. So that entitles me to a second round of being victimized for trusting the wrong company. My lawyer knows that CFB did not earn the money they took. I did not sign anything that allows them to keep my money. No services were provided but Discover card ruled in favor of Central Business Funding keeping my money. Nice country I live in. Corporate crooks rule. Discover can kiss my ass. I am paying them off and closing those accounts. My bank will get that business. At least I know they won't hang me out to dry like Discover Card did. I am fed up with these people sticking it to me every time I turn around. What irritates me id how Trevor keeps claiming that the risk Assessment report is a service not a product and has nothing in wirting. Then when I threaten legal action he miraculously finds away to produce the report he claimed does not exist. Then when I ask for it after he's admitted he has it in print we are back to square one. This jerk-fest leads me to believe that the report was never done. I did my own credit report and faxed it to Dakota Scott so that was done at my expense not theirs. I asked for a list of the reports they pulled for this assessment. Trevor gave me more lies. I keep asking for this report or some kind of proof that justifies them keeping the $249 I paid for this service. It's all bullshit as far as I can see. The guy is a liar and con-artist. If he is legit then why all of the smoke up my ass when I demand proof of service? Why does he act like I have no right to see this so called report? I know exactly what my rights are and I am exercising them. I know honest when I see it. This is not it.

******************

Update: Trevor has agreed to do a business plan in order to justify keeping my $1,749. He said he thinks I will be pleased with the results. I'm not so sure about that given the track record I have in dealing with this company. My pleasure will be dependent upon the assessment I get back from the small business adviser at my bank after she reads the finished plan. I've already written the business plan for my own company with her guidance so she will be the one who decides if Central Business Funding earned my money or not. .

Trevor still refuses to show proof that a risk assessment report was done. He keeps hiding behind his agreements like he has something to hide. That does not inspire me to trust the guy. Personally I think he is liar and a snake. I don't like the guy and I hate the way he has me trapped. So rather than leaving empty handed I am forced to work with him. I made it known to Trevor that I have already secured twice what I was going to borrow through Central Business Funding and my business credit does not need any help. So the only service they have to provide me with now is the business plan. I really don't care what business they write a plan for but, I specified one to cover my ass. I don't trust this company or it's employees. They better hope I am happy because there's going to be hell to pay if I get more worthless garbage. I have no intention of using their business plan to open my own business. I am already past that point. I learned a very expensive lesson that I will never forget and because of Central Business Funding I now have trust issues with the entire business world outside of the professionals I know personally. And there is not a damned thing I can do to make it right. They get away with it and I become another statistic. What a wonderful world we live in. The criminals are taking over.

As for the business plan, I've decided to reserve judgement for now and see what they fax to me. If Trevor has the decency to step up and do the right thing to make this right then I will be satisfied and I will let go of this crap. Once I sell this plan and get my money back Discover is history and so is CBF. Lesson learned.

Tuesday, February 5, 2013

Names of Scammers to Watch out for.

Even though they do use aliases instead of their real names it is wise to keep an eye out for these names and emails. You'll know an email scam when you see dollar amounts in the subject line in the millions or the words beneficiary, ATM,inheritence. and multiple emails being used that are not always on the same server as the company they claim to be with. IT'S BULLSHIT.

Mr.Henry Banko webxxxxx00486819@att.net
Dr. Sanusi Lamido Sanusi(CBN) cbnatmcardss@e-mail.ua
Mr.Frank Moore or Mr.Ben Douglas UNITED NATION COMPENSATION COMMITTEE ASIA REGIONAL HEADQUARTER office_note@mail.ru, or asian_atmdpartment1010@live.com
Rodham Chambers or Frank Rodham test1@7sotok.ru or frank.rodham@gmail.com
Ms Susan Patrick susan.patrick@superposta.com or cole.peter007@gmail.com
Andrew Dey andrew34dey@yahoo.com.ph or linda@mail.nationalnurses.net
Barclay's Bank info@barclaysbank.org
Marie Rofrano e452911450@exchange.1and1.com or charityloansolution02@msn.com
From Cpt.John Brabner@aol.com or johanthony14@e-mail.ua
Mr. Edward Bartholomew edwarbar55@rediffmail.com or edwardbarth001@rediffmail.com
Dr.Mohamed Guru or MR.KINGSLEY MORRIS file.office840@yahoo.cn or agentnsley@yahoo.dk
Mr. Frank Ashley atmdepartment482@yahoo.cn or westernunionoffice503@yahoo.dk
Mr. Bernhard John sterry.nolloth@virgin.net or mr.bernhardjohn1@ymail.com
Mr. James Steve eduone@yahoo.cn
Sir Douglas Mike. officefile451@gmail.com or www.western_union@dgoh.org --> dude doesn't know how to write an email address.
Mr. Kelvin Walker hamptonsoffice@foxmail.com or info@tchile.com
DR. ROY MARK SMITH United NAtions info@un.org
Daniel Edins info_cwealth.drvd@yahoo.co.uk or kwallace_c_wealth_na@hotmail.co.uk
Mr Anthony Victor BARCLAYS BANK PLC

Watch out for the Nigerian scammers on Facebook. They like to play the romance card first or they will try to play on your greed to win you over and get you to put your guard down. If that doesn't work they pull the sympathy card. There is always a sob story that will involve a dead wife, a child in need, financial crisis of some sort that requires you to send money via western union. They claim to be millionaires, military or some other career choice they presume will impress the gold digger in you.

Another Business Scam From Andrew Dey

Tell tale signs this is a scam:

He called me Sir. I am not a sir.
The enticing amount being offered is in the millions. No doubt this scumbag assumes I am as greedy as he is.
it's an overseas offer.
Asking for help from a stranger to transfer a ridiculous amount of money. Nonexistent of course.
Offers to split the take with you. Indicitive of a criminal act.

Andrew Dey

Andrew Dey
Lloyds Bank TSB
Red Lion Court 46-48 Red Lion Court SE1 9EQ


                                                                                                            30/01/2013
                              URGENT BUSINESS PROPOSAL
Dear Sir,
I hope this proposal meets you in a good state of health.
I need your help to transfer and invest
US$10,000,000.00 (Ten Million United States
Dollars Only) that accumulated as undeclared
profit made by this branch of Lloyds Bank TSB ,
London under my management.
All that is required to get the funds transferred
out of here is to put your name on the Non-
investment account holding the funds. This
practically makes you a Non-Resident customer
of Lloyds Bank TSB, London.
I will then guide you on how to apply for Closure
of the Account and credit transfer of the funds to
your designated bank account. You will get 40%
of the funds for your role.
If you get back to me with your physical contact
address and direct telephone number, we will
consummate the funds transfer within one week.
I am only to be contacted via
Private Telephone Number: +44 702 4032995
Private Fax Number:            +44 700 3900426
Private Email address: andrew10dey@yahoo.com.ph
Sincerely,

Andrew Dey

Airport Scam

Found this in my email today: Feb 5, 2013

Cargo Unit
Chicago O'Hare International Airport
Airport code: ORD
10000 West O'Hare
Chicago, IL 60666
USA
(773) 377-6807
Email:kellymartins830@yahoo.dk

ATTENTION: Final Notice of Your Package

In view of your inability to receive your package with registration #: CT8100AF from National UK Lottery london united kingdom,originally scheduled to be delivered to you by an agency, city express delivery (c.e.d). This package in a golden metal box valued $5,316,000 USD (five million three hundred and sixteen thousand dollars)

mistakenly arrived at Chicago O'Hare International Airport terminal 5 via British airways flight no.BA297 from Heathrow airport London sometime ago. The package with registration no,#: CT8100AF has been cleared by the usa customs and is 100% legitimate. The agency, attached to the airport, city express delivery (c.e.d) who delivered your package to your address have just return the package to our storage facility at the Chicago Airport, due to incomplete address.

Please reconfirm these information's;

1. Your Full Name; ......................
2. Your current address; ............................
3. Your phone number; ....................................
4. Nearest airport to your location ..................................
5. Your Occupation; .......................................

Therefore, iam writing to inform you that the days of grace has elapsed and we shall begin to charge the daily storage fee of $25usd. Please call KELLY MARTINS on (773) 377-6807 Extension 21 terminal 5 or contact Email address: kellymartins830@yahoo.dk to release this package directly to you.

Note that this notice serves as our last recovery notice to you as our department will be compelled to shortlist your package as an unclaimed consignment, and maybe forfeited.
Note: Delivery of your package from the airport to your residential address is free.

Best regards,

Mr.Kelly Martins
STORAGE OFFICER Terminal 5 Extension 11
Phone: 773- 377-6807
Email: kellymartins830@yahoo.dk

Ransomware Watch out for this one

Source: http://www.ic3.gov/media/2012/121130.aspx

Intelligence Note

Prepared by the Internet Crime Complaint Center (IC3)

November 30, 2012

Citadel Malware Continues to Deliver Reveton Ransomware in Attempts to Extort Money

A new extortion technique is being deployed by cyber-criminals using the Citadel malware platform to deliver Reveton ransomware. The latest version of the ransomware uses the name of the Internet Crime Complaint Center to frighten victims into sending money to the perpetrators. In addition to instilling a fear of prosecution, this version of the malware also claims that the user’s computer activity is being recorded using audio, video, and other devices.

As described in prior alerts on this malware, it lures the victim to a drive-by download website, at which time the ransomware is installed on the user's computer. Once installed, the computer freezes and a screen is displayed warning the user they have violated United States Federal Law. The message further declares that a law enforcement agency has determined that a computer using the victim's IP address has accessed child pornography and other illegal content.
To unlock the computer, the user is instructed to pay a fine using prepaid money card services. The geographic location of the user's PC determines what payment services are offered. In addition to the ransomware, the Citadel malware continues to operate on the compromised computer and can be used to commit online banking and credit card fraud. Below is a screenshot of the new variation.

Saturday, February 2, 2013

Employment Scam/ Check Fraud

This one is SOOO obvious, Check out the job description at the bottom of this email. There's the give away. That's the exact instructions given in EVERY check fraud scam.

This is a form of bank robbery by proxy.

How this works is they get you to open a bank account in your name where you will be cashing their worthless checks and giving them the bulk of the money after you take your cut. Because the know you will be stupid enough to open the new account at your own bank, they also know the bank will take back the money you were paid for cashing those worthless checks and charge you with check fraud. Then you are stuck paying back all of the money you were stupid enough to wire off to these Nigerian thieves.

From: Hamptons Estates <info@tchile.com>
To:
Sent: Sunday, January 27, 2013 3:49 PM
Subject: Employment Offer

Hamptons Estates Limited,

Office of Employment Director,

32 Grosvenor Square,

Mayfair, London W1K 2HJ.

Website: www.hamptons.co.uk.

Dear Sir/Madam,

This is to inform you that we are offering you a job position as our agent in the U.S if you are able to prove your credibility as a reliable business individual.

ABOUT US:

Hamptons Estates Limited is a well co-ordinated business firm with the head office in the UK. We have our branches in Avon Rd, Cannock and in Pedmore Rd, Lye all in UK. Hamptons Estates Limited in conjunction with Ebay as part of our ongoing Multi Level Online Marketing Network will like to employ more hands for more effective business in 2013. Presently, we have customers/affiliates and small business organizations that are registered under us in the United States, Canada and Europe. This network has made us a link between some small scale business organizations and we have over 200 Small Business Organization and over 10,000 individuals registered and placing their adverts with us around the globe.

OUR PROPOSAL:

Due to the world's globalization with various kinds of payments available for products and services and with most of the American customers/affiliates and Small business organizations always offering to pay for our services with an account that is located within the United States as most feel safer transacting business this way, we need a middle man located in the United States who will be our U.S accounts officer.

REQUIREMENT:

Proposed worker must be reliable, able to prove his identity, motivated and productive, must be 18 years or above, must have access to internet and a phone where he can be contacted and must have ability to record every transaction processed in case of emergency.

SALARY/JOB DESCRIPTION:

Your job requires you to open a bank account in any of our preferred banks in the U.S. The job requires a flexible schedule shift that would not affect your present state of work. Your salary is based on commission. Your commission will be fifteen (15%) of every transaction you process on our behalf. This implies that every $5000 you recieve on behalf of Hamptons Estate, you stand to gain $750. You will deduct your $750 and transfer the remaining $4250. Does it sound like your dream job?

INTERESTED APPLICANT:

If you are interested in starting the job, please get back to the employment director on this email ( hamptonsoffice@foxmail.com ) and with the following details:

Full Name:

Street address:

City:

State:

Zip code:

Age:

Gender:

Phone # :

Occupation:

Job Experience:

PLEASE NOTE:

This transaction is risk free and legal under the reserved bank operation act of 2005.

Faithfully,

Employment Director.

Mr. Kelvin Walker

Dr. OZ Scam Ads

I got this straight from the mouth of Dr. OZ. If you see any ads claiming the advertised product has been endorsed by Dr. Oz. IT'S A LIE. Dr. Oz said it himself on his show, "I do not endorse any products. So if you see a claim with my name on it the claim is false."
So now it's up to you to decide if you are going to trust a business that has no problem using deceptive marketing practises.

As far as I am concerned, I refuse to do business with liars and cheats. What's to stop them from ripping me off? If they have to lie to sell their product then it can't be that good. I'm not going to buy it. Business is so damned corupt these days you have to check the facts before you buy anything. It's always Buyer Beware.